> 
                  > 2.How much would I need to plan on setting aside to
                  > buy the materials necessary to complete?
                  > 
                 That's a somewhat loaded question, of course, 
                  since your choices in materials can make a big difference in 
                  cost. You have to make the final call on stuff like that - we 
                  can only say "what we did and why".
                Here's what I did, and why.
                  Oh, let's get the heart-attack done now, shall we?
                US$8000 packed up on the trailer, ready to sail.
                That's what one Navigator 
                  has cost ME to build. We don't talk about time invested, here. 
                  It's like asking a woman her age.
                Let's break that number down, a little. I have 
                  a comprehensive spreadsheet, but it's at home and I am writing 
                  this from work. But the basics are pretty clear.
                First, basic materials. 
                  It turns out that the simple, innocent plywood which receives 
                  so much discussion and anguish is not, in my opinion, a significant 
                  cost in the grand scheme of things. I chose to buy top-quality 
                  Okoume plywood because maybe it cost US$10 more per sheet, but 
                  come on, that's $100 in the grand scheme and I'm going to use 
                  that much money in disposable gloves, cups, sticks, an paper 
                  towels. Really. 
                I chose to buy additional quality wood to veneer 
                  onto the transoms. An aesthetic choice, it added about $100 
                  to my material costs in wood and epoxy and varnish.
                I chose to buy hardwood for seats. Very snooty. 
                  About $250 there.
                I chose to use epoxy for all my assembly, and 
                  to 'glass the bottoms in Kevlar. That addition rather than simply 
                  fiberglass taping the bottom seam probably added $500 in Kevlar 
                  and all the epoxy to saturate it and filler to fair it and sanding 
                  discs to drive me insane.
                I chose to have top-name sails designed to the 
                  sail plan rather than buy an off-the shelf set. I chose a roller 
                  furling jib and it's attendant hardware. That's a big chunk, 
                  there, about US$3000 in all. 
                  Ouch!
                I chose a brand-new unused marine galvanized trailer 
                  for the boat. That was pretty reasonable for this area, I'm 
                  sure it may vary elsewhere. $550 for that with licensing and 
                  plates.
                I spent $150 on paint and $75 on brushes, cleaners, 
                  etc to apply it.
                I've used about $300 in incidentals like sanding 
                  discs, drill bits that get broken, sharpening fees, gloves, 
                  stirrers, cups, etc, etc, etc.
                Bronze fasteners were about $200 including the 
                  chainplates and mast tangs that I'm making from bronze strapping, 
                  and the solid bronze rod for centerboard axle.
                Rope and line was $225
                "Jewelry" like all the stainless, etc 
                  was $350
                I am making my own blocks, saving quite a lot 
                  there, but had to buy the materials, about $50.
                I've probably forgotten stuff, but you get the 
                  idea. Prices for some things varies up and down by nationality. 
                  I used the Web heavily to shop for the best prices, but I was 
                  utterly unwilling to compromise on the quality of ANY of my 
                  materials. The boat can undoubtedly be built for less than I 
                  spent. Those choices would be different.
                 Hope this helps, at least a little.
                -Barrett